California · Direct Lender
Business funding in California
Why CA owners choose Belmont Capital Partners
Same-day funding for California businesses
California businesses carry some of the highest operating costs in the country, which makes fast, flexible working capital especially valuable. Whether you operate in Los Angeles, San Diego, San Jose, San Francisco, Sacramento and Fresno or a smaller CA town, the application is the same: three months of business bank statements, a few details about the owner, and a decision in minutes.
- ✓$10,000 to $5,000,000 in funding
- ✓Decision in minutes, funds as soon as today
- ✓Soft credit check — no impact on your score
- ✓Rates from prime, terms up to 5 years, no hidden fees
$20,000+
monthly business revenue
6+ months
in business
$10K – $5M
funding range
Same day
funding once finalized
Industries
Industries we fund across California
California's economy leans on Restaurants, E-commerce, Construction and Trucking, and those are among the industries we fund most often. Any CA business with $20,000+ in monthly revenue and six months of history qualifies.
Restaurants & Hospitality
Kitchen equipment and walk-in replacement · Renovations, patios and second locations · Payroll through slow seasons
E-commerce & Online Sellers
Inventory and supplier deposits · Paid advertising to scale a winning product · Fulfillment and 3PL costs
Construction & Contractors
Materials and supplier deposits for a new job · Payroll between progress payments · Equipment and vehicle purchases
Trucking & Transportation
Truck and trailer purchases or down payments · Engine, transmission and tire repairs · Fuel and insurance during slow-pay months
Cities
Serving every city in California
There is no branch to visit and no territory restriction. Belmont Capital Partners funds businesses in Los Angeles, San Diego, San Jose, San Francisco, Sacramento and Fresno and every other community in California through the same online application.
- Los Angeles, CA
- San Diego, CA
- San Jose, CA
- San Francisco, CA
- Sacramento, CA
- Fresno, CA
California business funding FAQ
Do you fund businesses anywhere in California?+
Yes. Belmont Capital Partners funds businesses in every California city and county. The only requirements are $20,000+ in monthly revenue, 6+ months in business and a U.S. business bank account.
How fast can a CA business get funded?+
The application takes about three minutes and decisions come back in minutes. Once your file is finalized, funds are typically sent the same business day to your California business bank account.
Is Belmont Capital Partners licensed to fund in California?+
Belmont Capital Partners is a direct lender serving businesses in all 50 states, including California. We fund from our own capital, so there is no broker and no broker fee.
Can I qualify in California with bad credit?+
Often, yes. Approval is based on your revenue and bank activity, not credit score alone. A CA business with consistent deposits of $20,000+ a month is a strong candidate.
See what your California business qualifies for
Apply in three minutes with your last three bank statements. A dedicated specialist reviews your file and presents clear terms, usually within minutes.