Resources
Business funding, explained plainly
Plain-English guides from Belmont Capital Partners on same-day funding, MCA vs term loans, qualifying with bad credit, bank statements and more.
SBA loans · 6 min read
SBA Loan vs. Fast Business Funding: Timing, Cost and Who Qualifies
When an SBA loan is worth the wait, when same-day funding is the better tool, and how many owners use both.
Uses of funds · 6 min read
Seven Uses of Working Capital That Pay for Themselves
The uses of business funding with the clearest return: bulk inventory, bridging receivables, equipment that adds capacity, and more, with the math behind each.
Qualifying · 5 min read
Business Funding Requirements: Why $20,000 a Month Is the Line
The exact requirements to qualify with Belmont Capital Partners, what counts as revenue, what does not, and what to do if you are just under the line.
Revenue-based financing · 6 min read
Revenue-Based Financing Explained: Repaying 5% of Sales
How percentage-of-revenue repayment works day to day, what a factor rate means, and a worked example for a $60,000-a-month business.
Direct lender · 5 min read
Direct Lender vs. Broker: What It Means for Your Funding
How to tell whether you are dealing with a direct lender or a broker, and why it changes your cost, your speed and how many times your file gets shopped.
Funding amounts · 5 min read
How Much Can My Business Borrow? The Revenue Rule of Thumb
The simple formula revenue-based lenders use to size an offer, worked examples at $20K, $50K and $200K a month, and how to qualify for more.
Underwriting · 6 min read
What Lenders Look for in Your Business Bank Statements
The seven things an underwriter checks in three months of statements, and how each one changes your offer.
Bad credit · 6 min read
How to Get Business Funding With Bad Credit
Why revenue-based lenders approve owners with low credit scores, what they look at instead, and how to present your business for the best offer.
Funding options · 7 min read
Merchant Cash Advance vs. Business Term Loan: Which Fits Your Business?
A side-by-side comparison of revenue-based financing (MCA) and fixed-payment term loans: cost, speed, repayment, and who should pick which.
Same-day funding · 6 min read
Same-Day Business Funding: How It Actually Works
What 'same-day funding' really means, the four steps between applying and money in your account, and what slows it down.
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