🛍️ Retail Stores
Retail Stores funding
The cash-flow reality
Why retail and specialty stores need capital that moves fast
Retail is an inventory business. The best margins go to owners who can buy in bulk, stock up before the holidays and jump on supplier closeouts, and all of that takes cash months before it turns into sales.
What retail and specialty stores fund with us
- ✓Seasonal and holiday inventory
- ✓Bulk purchasing and supplier discounts
- ✓Store build-outs and fixtures
- ✓Point-of-sale and e-commerce systems
- ✓Opening a second location
Funding options for retail and specialty stores
Same-Day Working Capital
Short-term capital approved on deposits. Decision in minutes, funds as soon as today.
Revenue-Based Financing
Repay a small percentage of sales, so slow weeks cost less. Ideal for seasonal businesses.
Term Loans
Fixed payments over up to five years, rates from prime for qualified businesses.
Equipment Financing
Finance a specific machine or vehicle with the equipment as collateral.
Retail Stores funding FAQ
Can I use funding just for inventory?+
Yes. Inventory is one of the most common uses, and revenue-based repayment means the inventory pays for itself as it sells.
Do online sales count toward the $20,000 minimum?+
They do. Deposits from Shopify, Amazon, Square or any processor are counted alongside in-store sales.
What do retail and specialty stores need to qualify?+
$20,000+ in monthly business revenue, 6+ months in business and a U.S. business bank account. Three months of bank statements are the only documents needed to start.
How much can a retail stores business get?+
From $10,000 to $5,000,000. Most businesses qualify for roughly 70% to 120% of their monthly revenue, with larger amounts for longer-term products.
Other industries we fund
- Trucking & Transportation
- Restaurants & Hospitality
- Construction & Contractors
- Medical & Dental Practices
- E-commerce & Online Sellers
- Auto Repair & Body Shops
- Salons, Spas & Barbershops
- Manufacturing & Machine Shops
- Landscaping & Lawn Care
- Professional Services
- Cleaning & Janitorial
- Gyms & Fitness Studios
- Agriculture & Farming
- Wholesale & Distribution
- Home Services (HVAC, Plumbing, Electrical)
Get funded as a retail owner
Three minutes to apply. Three months of bank statements. A real decision in minutes from a direct lender.