🔧 Auto Repair & Body Shops
Auto Repair & Body Shops funding
The cash-flow reality
Why auto repair, body and tire shops need capital that moves fast
Shops need lifts, diagnostic tools and a parts budget to keep bays turning. A single alignment rack or paint booth can cost more than a month's revenue, and insurance-paid collision work can take weeks to settle.
What auto repair, body and tire shops fund with us
- ✓Lifts, alignment racks and paint booths
- ✓Diagnostic and EV service equipment
- ✓Parts inventory
- ✓Adding bays or technicians
- ✓Bridging insurance claim payments
Funding options for auto repair, body and tire shops
Same-Day Working Capital
Short-term capital approved on deposits. Decision in minutes, funds as soon as today.
Revenue-Based Financing
Repay a small percentage of sales, so slow weeks cost less. Ideal for seasonal businesses.
Term Loans
Fixed payments over up to five years, rates from prime for qualified businesses.
Equipment Financing
Finance a specific machine or vehicle with the equipment as collateral.
Auto Repair & Body Shops funding FAQ
Can I finance a specific piece of equipment?+
Yes. Equipment financing uses the equipment as collateral, or you can use general working capital and buy outright.
Do insurance payments count as revenue?+
Yes. All business deposits, including insurer payments for collision work, count.
What do auto repair, body and tire shops need to qualify?+
$20,000+ in monthly business revenue, 6+ months in business and a U.S. business bank account. Three months of bank statements are the only documents needed to start.
How much can a auto repair & body shops business get?+
From $10,000 to $5,000,000. Most businesses qualify for roughly 70% to 120% of their monthly revenue, with larger amounts for longer-term products.
Other industries we fund
- Trucking & Transportation
- Restaurants & Hospitality
- Construction & Contractors
- Medical & Dental Practices
- Retail Stores
- E-commerce & Online Sellers
- Salons, Spas & Barbershops
- Manufacturing & Machine Shops
- Landscaping & Lawn Care
- Professional Services
- Cleaning & Janitorial
- Gyms & Fitness Studios
- Agriculture & Farming
- Wholesale & Distribution
- Home Services (HVAC, Plumbing, Electrical)
Get funded as a auto repair owner
Three minutes to apply. Three months of bank statements. A real decision in minutes from a direct lender.