🚚 Trucking & Transportation
Trucking & Transportation funding
The cash-flow reality
Why trucking companies and owner-operators need capital that moves fast
Trucking lives on cash flow timing: fuel, insurance, driver pay and repairs are due now, while brokers and shippers pay in 30 to 60 days. Factoring helps with invoices, but it does nothing for a blown engine, a new trailer or the deposit on a second truck.
What trucking companies and owner-operators fund with us
- ✓Truck and trailer purchases or down payments
- ✓Engine, transmission and tire repairs
- ✓Fuel and insurance during slow-pay months
- ✓Adding drivers and trucks to take on a new lane
- ✓IFTA, permits and compliance costs
Funding options for trucking companies and owner-operators
Same-Day Working Capital
Short-term capital approved on deposits. Decision in minutes, funds as soon as today.
Revenue-Based Financing
Repay a small percentage of sales, so slow weeks cost less. Ideal for seasonal businesses.
Term Loans
Fixed payments over up to five years, rates from prime for qualified businesses.
Equipment Financing
Finance a specific machine or vehicle with the equipment as collateral.
Trucking & Transportation funding FAQ
Can an owner-operator with one truck qualify?+
Yes, as long as the business deposits at least $20,000 a month and has been running for 6+ months. One-truck operations are funded regularly.
Do you need the truck as collateral?+
No. Working capital and revenue-based financing are approved on your deposits, not on the equipment.
What do trucking companies and owner-operators need to qualify?+
$20,000+ in monthly business revenue, 6+ months in business and a U.S. business bank account. Three months of bank statements are the only documents needed to start.
How much can a trucking & transportation business get?+
From $10,000 to $5,000,000. Most businesses qualify for roughly 70% to 120% of their monthly revenue, with larger amounts for longer-term products.
Other industries we fund
- Restaurants & Hospitality
- Construction & Contractors
- Medical & Dental Practices
- Retail Stores
- E-commerce & Online Sellers
- Auto Repair & Body Shops
- Salons, Spas & Barbershops
- Manufacturing & Machine Shops
- Landscaping & Lawn Care
- Professional Services
- Cleaning & Janitorial
- Gyms & Fitness Studios
- Agriculture & Farming
- Wholesale & Distribution
- Home Services (HVAC, Plumbing, Electrical)
Get funded as a trucking companies owner
Three minutes to apply. Three months of bank statements. A real decision in minutes from a direct lender.