🏠 Home Services (HVAC, Plumbing, Electrical)

Home Services funding

Same-day working capital for HVAC, plumbing, electrical and home-service companies that generate $20,000 or more a month. Apply online in three minutes; Belmont Capital Partners is a direct lender, so the decision is ours and it comes in minutes.
Apply Now — 3 Minutes

The cash-flow reality

Why HVAC, plumbing, electrical and home-service companies need capital that moves fast

Home-service companies need trucks, techs and parts to grow, and demand spikes with the weather. The companies that scale are the ones that can add a crew in May instead of turning away August calls.

What HVAC, plumbing, electrical and home-service companies fund with us

  • ✓Service vans and truck upfits
  • ✓Hiring and training technicians
  • ✓Parts and equipment inventory
  • ✓Marketing and lead generation
  • ✓Dispatch and field software

Funding options for HVAC, plumbing, electrical and home-service companies

⚡

Same-Day Working Capital

Short-term capital approved on deposits. Decision in minutes, funds as soon as today.

📊

Revenue-Based Financing

Repay a small percentage of sales, so slow weeks cost less. Ideal for seasonal businesses.

📅

Term Loans

Fixed payments over up to five years, rates from prime for qualified businesses.

🛠️

Equipment Financing

Finance a specific machine or vehicle with the equipment as collateral.

Home Services (HVAC, Plumbing, Electrical) funding FAQ

Can I add trucks before the busy season?+

Yes. Vehicle purchases and upfits are a common use, through either working capital or equipment financing.

Do you fund franchise home-service businesses?+

Yes. Franchisees and independents qualify on the same revenue basis.

What do HVAC, plumbing, electrical and home-service companies need to qualify?+

$20,000+ in monthly business revenue, 6+ months in business and a U.S. business bank account. Three months of bank statements are the only documents needed to start.

How much can a home services business get?+

From $10,000 to $5,000,000. Most businesses qualify for roughly 70% to 120% of their monthly revenue, with larger amounts for longer-term products.

Other industries we fund

Get funded as a HVAC owner

Three minutes to apply. Three months of bank statements. A real decision in minutes from a direct lender.

Apply NowEstimate Your Offer